Private account watch on vacation

Just for tonight, because of the avalanche of SOTU related stories. I have read a few, and this sentiment is expresed generally starting around paragraph two or three (Eyecatching, eh?):

Nowhere in his State of the Union speech did he give the other side of the equation - that Social Security benefits for those workers would be reduced as a result. He stated "your account will provide money for retirement over and above the check you will receive from Social Security," without explaining that check would be smaller.

Moreover, he seemed to issue a guaranteed return on investment for people putting some of their retirement money in the market, saying: "Your money will grow, over time, at a greater rate than anything the current system can deliver."

If this is the media's reaction, then Bush got little help from his lack of details in his speech last night.