Finally

A bankruptcy bill that will stop evil people like Tammi Fletcher from filing bankruptcy to relieve the debt burden that has become half her family income due to forces beyond her control.

Also noted:

Elizabeth Warren, a Harvard law professor who studied more than 2,200 bankruptcy cases, discovered that couples with children were more than twice as likely and single mothers nearly three times more likely to file for bankruptcy than childless families. She also identified the top three reasons families with children file.

Warren said the jump in bankruptcy filings is not an indication of a rise in conspicuous overspending. She argues in her book "The Two-Income Trap: Why Middle-Class Mothers and Fathers are Going Broke," that the surging bankruptcy rate is a sign that the costs of a middle-class lifestyle's basic building blocks -- housing, health care and education -- have been rising much faster than people's median incomes.

So a bankruptcy bill that makes it harder to file Chapter 7 will be more likely to affect families with children and mothers struggling to raise kids on their own. Sounds like good family values to me.